Qualifi Level 7 Diploma
in Asset-Based Lending
Field Examination Bundle
The bundle offers an in-depth examination of asset-based lending practices, specifically focusing on the critical components of field audit examinations and underwriting.
Free Introductory Course
Introduction to Post Graduate Diploma in Asset-Based Lending™
This foundational module serves as a gateway to the comprehensive world of Asset-Based Lending (ABL). It lays the groundwork for the entire course, introducing learners to the eight specialized modules that form the core of the ABLI's Qualifi Level 7 Diploma.
What is Invoice/Asset Based Lending?
How does it work?
View a Foundation level example of Asset Based Lending.
All our courses in one place
Foundation to Asset-Based Lending™
This module will provide learners with a comprehensive knowledge of Invoice Finance, Factoring and full Asset-Based Lending and how to structure lending parameters: minimizing risks and maximizing profitability.
We also look at various models, concepts and ideas that can be used to structure, monitor, and manage the overall risk parameters in asset-based lending.
Procure an understanding of the
risk parameters involved in asset-based lending and how to structure an
Understand the Cash Conversion Cycle and its role in asset-based lending.
Comprehend the business and associated risks in collateral lending
Asset-Based Lending for Underwriters™
This module is geared towards supporting learners to understand the appropriate way to underwrite Asset Based collateral.
Analyze historical financial information and extrapolate the analysis to evaluate profitability and cash flow projection.
Manage the risks inherent in asset-based lending.
Inventory Lending ™
The module covers how to analyze and assess inventory properly as collateral to quantify risk and establish proper lending parameters.
Analyze the application of tools & techniques determining the advance rates appropriate to individual proposals.
Monitor the performance of the inventory risk throughout the life cycle of the loan.
Assess the market value and determine the most appropriate exit strategy
Field Audit Examinations - Receivables ™
The module covers how to analyze accounts receivable properly as collateral to quantify risk and establish proper lending parameters.
The purpose of the field examination function is to appraise the value and operation of the asset-based lending facility. The aim of this unit is to review the account receivables element of the field examination's role.
Determine the quality of pledged
accounts receivable through the extrapolation and analysis of collateral data
from the books and records.
Determine the competence of personnel and adequacy and accuracy of accounting systems.
Determine if the lender’s internal staff and systems are providing adequate and timely information to ensure the effective monitoring of the lender’s overall position in relation to each borrower.
Field Audit Examinations - Inventory ™
The purpose of the Field Audit Examination Intermediate function is to understand inventory record keeping and valuation. The aim of this module is to review the Intermediate level of the Field Audit Examinations role.
Understand the Cash Conversion
Cycle and its role in asset-based lending.
Comprehend the business and associated risks in inventory collateral lending.
Financial Statement Analysis™
The module will investigate and teach how to properly analyze financial statements, focusing on liquidity and cash generation by conducting vertical and horizontal analysis.
Determine the ability of a business to generate sufficient funds to repay borrowings and to assess the future viability of the business through the application of tools and techniques.
This module addresses the role and function of the account manager and how to approach financial performance and forecasting. It concerns developing the skills and tools required to review and evaluate the operation of facilities and how to develop the management of risk in an ever-changing environment.
Evaluate collateral issues .
Assess forecasting – bank funding availability
Evaluate reports from supporting functions
Interpret audit reports.
Appraise fixed assets
Maintain credit files in accordance with business standard.
The module covers the front line/operational function of Asset Based lending. It also explores how to glean pertinent information from borrowers’ submitted documentation in a real time basis, allowing asset-based lending staff to detect and minimize emerging risk evaluation.
Appraise the operation of client accounts in accordance with collateral agreement.
Appraise account operational issues in accordance with collateral agreement.